Features and Benefits of IRCTC BoB RuPay Contactless Credit Card

Users of the IRCTC BoB RuPay contactless credit card will enjoy multiple benefits for shopping in other categories ranging from groceries to fuel.

IRCTC BoB RuPay Contactless Credit Card Features: BOB Financial Solutions Limited (BFSL), a wholly owned subsidiary of Bank of Baroda (BoB) and Indian Railway Catering and Tourism Corporation Ltd (IRCTC) have launched the IRCTC BoB RuPay contactless credit card. This card has been curated to provide maximum savings for frequent train travellers.

Users of the IRCTC BoB RuPay contactless credit card will enjoy multiple benefits for shopping in other categories ranging from groceries to fuel. Cardholders can also use this card to transact at international merchants and ATMs through the JCB network, according to an official statement.

Reward Points

The statement said holders of the IRCTC BoB RuPay contactless credit card will be able to earn up to 40 reward points (per Rs 100 spent) on 1AC, 2AC, 3AC, CC or EC bookings made through the website or online. IRCTC mobile app. The card also offers a 1% transaction fee waiver for customers on all their train ticket bookings. Customers making a single purchase worth Rs 1,000 or more within 45 days of card issuance will receive 1,000 bonus reward points.

The IRCTC BoB RuPay contactless credit card will offer 4 reward points (per INR 100 spent) on grocery and department stores and 2 reward points on other categories. Cardholders will be entitled to 4 free visits per year to partner rail lounges. The card will also offer a 1% fuel surcharge waiver at all petrol stations in India.

How to redeem reward points

Holders of IRCTC BoB RuPay contactless credit cards will be able to redeem reward points accrued on the IRCTC website and mobile app, after linking their loyalty number (printed on the co-branded credit card) to their login ID IRCTC.

Commenting on the launch, Rajni Hasija, CMD, IRCTC said, “IRCTC is extremely pleased and honored to partner with BOB Financial, a wholly owned subsidiary of Bank of Baroda – India’s third largest bank to introduce the new co-branded contactless credit card on the RuPay platform in collaboration with NPCI IRCTC has a wealth of experience in offering such co-branded cards to its customers and has a link with another public sector bank to offer its program loyalty to its customers… IRCTC is pleased to play an instrumental role in realizing this vision and we look forward to the resounding success of this card with our customers.

Shailendra Singh, MD and CEO, BFSL said, “The card will provide uninterrupted payment convenience and benefits to customers for rail travel as well as all other shopping needs. We also expect the co-branded card to act as a catalyst for further adoption of digital payments in deeper geographies, aided by the presence of both the rail network and BoB branches.

Praveena Rai, COO, NPCI said, “This card will allow customers to save money on their train journey and earn rewards points on spending in other categories. With RuPay, we aim to deliver personalized value propositions backed by cutting-edge technology to deliver a rewarding experience to millions of customers. We are confident that this launch is a step towards making RuPay India’s preferred credit card.

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